New Construction LoanAt Certainty, we know that one size doesn’t fit all when it comes to loan products for your new build. Whether you are a first-time homebuyer or a seasoned pro, we have a financing option that will fit your needs.
Building your dream home is an exciting time. A good first step is getting pre-qualified with our Digital Mortgage application so you'll be armed with the knowledge of how much you can expect to be approved for. Once you find the ideal community and the right home, you'll be ready to go under contract.
Your Certainty Loan Officer will provide you with guidance throughout the new home construction process. Supported by an in-house loan processing, underwriting and closing team who are committed to closing your loan on time. Our new build lending options includes everything from down payment assistance programs to jumbo loans and long-term rate locks.
Flexible qualifying guidelines with lower credit score requirements
100% financing available, meaning no down payment is required
The VA allows sellers to assist with a percentage of closing costs
You can reuse your VA loan benefit
No monthly private mortgage insurance required
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A Free Guide to New Construction Financing
Finding the perfect home in today's competitive market can be difficult. So why not build a new home from scratch? At Certainty Home Loans, we make new construction financing quick and simple!